Home    Links    Contact    News PRIVACY & CONFIDENTIALITY We recognize that our relationship with you is based on integrity and trust. We are very careful to preserve the confidentiality of information we receive from you. At the same time, the very nature of our business sometimes requires that we collect or share certain information about you with others. As such, we want you to be aware of how we handle and protect your personal information. Our policies and procedures for collecting and disclosing personal information are detailed below. We may collect non-public personal information about you from applications or other forms or interviews. We may share the information we collect with: Insurance companies; Investment companies; Securities broker-dealers and other affiliates as well as internal staff who market products and service your account. Any disclosure will be only to the extent permitted by federal and state law. Any medical or health information we collect about you may be shared with third parties only: To underwrite insurance; To administer your policy or claim; As permitted by law; As authorized by you. We require anyone with whom we share your personal information to protect it. We also require that they use it solely for the purpose for which it was shared. Otherwise, we do not share any personal information about our customers or former customers unless authorized by the customer or as permitted by law. We restrict access to personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic and procedural safeguards that comply with legal standards to guard your personal information. We do not collect personal information through our Web site unless you willingly provide it to us, either directly by e-mail or in those areas of the Web site that request information. Internet Security and Viruses In general, the e-mail services provided by this Web site are not encrypted and do not provide a secure and private means of communication with us. We cannot guarantee or warrant that any part of this Web site, including files available for download, are free of viruses or other harmful code. It is your responsibility to take appropriate precautions, such as use of an anti-virus software package, to protect your computer hardware and software. We make no representations about the accuracy or completeness of information. This Web site is not a solicitation or an offer to sell any product and is not intended to replace personal consultation with a licensed professional. Third Party Content, Products and Services (Including Links) We permit links from other Web sites and provide links to other Web sites simply as a convenience to visitors. The existence of a particular link does not indicate an endorsement by us of the linked site. Unless otherwise indicated, the linked sites are not under our control and we are not responsible for the content of any linked site or any link contained in a linked site, or any changes or updates to such sites. We make no representations about the accuracy or completeness of the information contained in any linked sites and assume no liability for the content or presentation of linked sites. Permissible Use of Materials You may download or print a copy of the information or materials contained on this Web site for personal use provided that the copy retains all copyright and other proprietary notices contained on the materials. Any other copying, republication or redistribution, reproduction, uploading, posting, or transmittal is expressly prohibited without our prior written permission. No Legal or Tax Advice The information on this Web site is provided for informational purposes. It is not a substitute for legal or tax advice from a competent lawyer or tax adviser. Home Privacy & Confidentiality Licensing © 2007 Ferguson Financial Group. All rights reserved.